Auto Insurance

Protect your vehicle

Owning a vehicle comes with significant financial risks associated with accidents, theft, and vandalism. So it’s important to make sure you have the right coverage to protect yourself in the event of injury or property damage. We obtain quotes from multiple carriers to help you find the best coverage with an affordable premium.

The biggest mistake people make when insuring their vehicle is going for the lowest premium without checking their policy’s coverage and deductibles.

That’s why we take the time make sure that you have the right coverage amount to replace your vehicle in the event of a total loss or theft. We also make sure you have enough coverage if you’re ever at-fault for an accident and help you decide on the right liability coverage.

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What factors will affect my premiums?

There are lots of factors that play a part in how much you pay for auto insurance including your address, age, and the make and model of your vehicle.

Insurance companies assess risk in different ways, which is why it’s important to compare auto insurance quotes to be sure you get the most affordable rate for the most coverage.

May decrease premiums

Over the age of 25
Completed a driver’s education course
Good driving record (no tickets or accidents)
Included safety features
Clean titles (no loans or liens)
Excellent credit history

May increase premiums

Under the age of 25
Tickets or accidents on driving record
Use of vehicle for ridesharing (Uber, Lyft)
Large loan payments
Smaller deductibles
Larger coverage amounts

What discounts are available?

We’ll help you find any available discounts that you may qualify for and make sure they’re applied to your premiums:

Good Student
Multi-Policy (packaging the auto and home, renters, or condo)
AAA
Safe Driver
Passive Restraint
Multi-Car
Anti-theft
Driver Training
…and more!

When is a good time to shop for auto insurance?

You move
Your current policy comes up for renewal
You purchase a new car
You add a driver to your current policy
You purchase a home and want to “bundle” to find the best overall deal
When you’re looking to save money or are receiving poor service from your current agent

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We’ve got you covered

We want to build a lifelong friendship with you and your family so that you can rest assured knowing we’ll be there for you when it matters most.

years of experience

happy customers and counting

%

customer satisfaction rating

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What our customers are saying

Rich is a great guy. Cares about his customers and his customer satisfaction. Been his customer for over 3 years. Have recommended a lot of people to change their insurance companies so they can do business with Rich.

Greg W.

Awesome to do business with! Very easy and accommodating. Makes the horrible hassle of getting your vehicle insured to be such a painless easy process!!

Steph S.

Rich is fabulous I would recommend him highly…his work ethic and passion for what he does runs parallel with mine from lending side trying to bridge all of the delicate balances for our new homeowners to be. Keep up the great work Rich looking forward to a long professional relationship and business for us both!

Dawn Marie F.

Best agent I have found after being in the mortgage business for over 25 years.

Eric E.

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